Jolidenw (les Belles Créatures) Group
| $700 |
Loan Request
Pre-Disbursed
: Oct 22, 2008
Listed: Dec 1, 2008
Funded: Dec 16, 2008
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| $700 |
Paid Back
Ended: May 15, 2009
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About the Field Partner
| Soro Yiriwaso, a partner of Save the Children administers this loan. Learn more | |||||||
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| Field Partner: | Soro Yiriwaso, a partner of Save the Children | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 25 months | ||||||
| Kiva Entrepreneurs: | 6577 | ||||||
| Total Loans: | $0 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 0.00% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
MAÏMOUNA DOUMBIA, FATOUMATA TRAORE, MARIAM SANGARE, MATOUGOUNE DIALLO, KADIATOU DIALLO, MAMAN GOÏTA, YAH SANGARE
About the Loan
| Location: | Fana Koulikoro, Mali | Repayment Term: | 8 months (more info) |
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| Activity: | Retail | Repayment Schedule: | Monthly | |
| Loan Use: | To buy firewood and condiments | Currency Exchange Loss: | Covered | |
| Default Protection: | Covered |
This group of women, in order to expand their business, decided to join the institution Soro Yiriwaso, with which they are on their eighth solidarity loan (group loan). All of their preceding loans have been correctly repaid.
This new loan will be used to build up a large stock of firewood gotten locally from peasants in Marka-Coungo and from surrounding villages. The wood is taken to Bamako (capital of Mali) by truck (10-tonnes) rented for the occasion and is sold for cash to wholesalers. On the way back, they buy condiments that will then be resold retail at the Marka-Coungo marketplace, cash or credit accepted, to customers composed of women. They each envision realizing a monthly profit of 50,000 francs CFA. Their ambition is to organize a marketplace for firewood in Marka-Coungo, at which wholesalers will be able to come and supply themselves at any time.
Translated from French by Dan Kuey, Kiva Volunteer
Les femmes du groupe Jolidenw sont en majorité mariées avec une moyenne d’âge de 28 ans et 3 enfants vivant dans des familles polygames dans le village de Marka-Coungo (région de Koulikoro République du Mali). Elles se sont connues par des liens du commerce essentiellement du bois de chauffe, du charbon de bois et des condiments alimentaires.
Ce groupe de femmes, afin d’augmenter la taille de ses activités a décidé d’intégrer l’institution Soro Yiriwaso avec laquelle elles sont à leur huitième prêt solidaire (prêt de groupe) et tous les prêts précèdent ont été correctement remboursés.
Ce nouveau prêt sera utilisé pour constituer un grand stock de bois de chauffe auprès des paysans sur place à Marka-Coungo et dans les villages environnants. Les bois sont acheminés à Bamako (capitale du Mali) à l’aide de camions (10 tonnes) loués pour la circonstance et vendus au comptant aux grossistes. Au retour elles achètent les condiments alimentaires qui seront ensuite revendus sur le marché de Marka-Coungo en détail, au comptant et à crédit à une clientèle composée de femmes. Elles envisagent réaliser chacune un bénéfice moyen mensuel de 50 000 FCFA. Elles ambitionnent organiser un marché de bois à Marka-Coungo dans lequel des grossistes pourront venir s’approvisionner à tout moment.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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About the Country
| Country: | Mali |
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| Avg Annual Income: | $1,200 |
| Currency: | Communauté Financière Africaine Francs BCEAO (XOF) |
| Exchange Rate: | 516.0119 XOF = 1 USD |
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Journal entries for Jolidenw (les Belles Créatures) Group
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Subject: Loan has been disbursed
Location: Fana Koulikoro, Mali
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Posted by
from Fana Koulikoro, Mali
Dec 17, 2008 |
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Comment on this entry
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Subject: PREMIER ET DERNIER FEED BACK
Location: Fana Koulikoro, Mali
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Posted by
Moussa Fofana from Fana Koulikoro, Mali
Apr 8, 2009 |
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Comments (1)
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Repayment Schedule for Jolidenw (les Belles Créatures) Group
Repayment Schedule for Jolidenw (les Belles Créatures) Group
| Expected Repayments | Actual Repayments | Comments | |||
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| February 2009 | $233.34 | $233.33 |  Repayment Received
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| March 2009 | $116.67 | $116.67 | Repayment Received
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| April 2009 | $116.67 | $116.67 | Repayment Received
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| May 2009 | $116.67 | $116.67 | Repayment Received
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| June 2009 | $116.65 | $116.66 | Repayment Received
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