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Kokosan Group
In this Group: Endang, Kuswantinah, Jusnati, Sakinah*, Mardiastuti, Sri, Sugiyanti, Tuti, Sodiyah, Herlina, Samini, Surtini
* not pictured
Kokosan group has completed a loan in the first cycle, well and smoothly. All members of the group feel happy because it all is going well. They are increasing and growing their businesses, and the family economy was slightly increased.

This group still has a variety of businesses such as: selling snacks such as dent, risoles, martabak sweet, fried tempeh, tofu and steamed cakes; starting eateries; opening a grocery shop; selling clothes on credit. In cycle 2, they hope to keep supporting each other and complementing each other. They were visiting the sick, while providing financial support for the treatment. The loan plan for cycle 2 is that they will use the loan to add to the types of businesses and purchase better production equipment, adding new types of food.

Kokosan group is still led by a woman named Endang. She has five children who have completed their respective schools. In fact, they are married and have children. Endang, as a business leader, has a large roadside food stall in the city center. With a loan in this cycle 2, Endang will add cutlery such as plates and spoons and add more types of vegetables or dishes preferred by the community. With a loan from Kiva, this time the family has become better. Hopefully, in the second cycle, the business and its economy will increase.

Additional Information

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 11,788.1
    Indonesia Rupiahs (IDR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A portion of Kokosan Group's $5,175 loan helped a member to buy cutlery such as plates and spoons and add more types of vegetables.
16% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Aug 13, 2014
Jul 21, 2014
Currency Exchange Loss: