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Bapane N. is married and has 4 dependents. She has received no formal education. Bapane sells yams at Praso market in Elmina, which she has done since 1998. Her husband is a farmer. Bapane uses her income to pay utility bills and other family expenses. Bapane will use the loan to purchase more yams to increase her sales to meet her increased customers' needs. With the new profits from her expanded business, Bapane plans to help her husband build a family house.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bapane purchase more yams to increase her sales.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Nov 11, 2008
Currency Exchange Loss:
Jul 15, 2009