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Ricardo is 56 years old. He lives in his own home with his wife and children. His wife sells natural medicine as a street vendor. He works in agriculture, especially growing corn. With what he earns from his sales, he is able to pay for the household necessities. Ricardo is asking for a loan to buy agriculture materials such as seeds, fertilizer, pest control. etc., as well as to improve the land shown in the photograph so that he can give his family a better quality of life.
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Ricardo de 56 años de edad vive en casa propia con su esposa y sus hijos, la esposa vende medicina natural de forma ambulante, el se dedica a la agricultura especialmente al cultivo de maíz, con lo q obtiene de sus ventas logra solventar las necesidades que se le presentan en su hogar, Ricardo esta solicitando un crédito para la compra de insumos agrícolas como semillas, fertilizantes, abonos, controles de plagas, etc. y mejorar el terreno que muestra la fotografía y así poder darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,241,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $500 helped Ricardo to buy seeds, fertilizer, pest control, etc., as well as improve the land.
0% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 3, 2014
Jul 22, 2014
Currency Exchange Loss: