Update on SvetlanaSvetlana lives and works in Novaya Kohovka. She sells women's sportswear in the local market, renting her stall from the market's administration, which has enabled many small businesses here that cannot yet afford to buy their own stores. Svetlana has been running her business for 19 years. Currently her main products are T-shirts, sweaters, shorts and sports suits.
With the 31,000 hryvnia from Kiva, Svetlana plans to buy jackets, vests, pants, and warm outfits for the coming autumn and winter seasons. Having sufficient retail experience, quality merchandise and competitive prices, as well as an interest in the field, Svetlana plans to continue her business into the future, and grow the business to provide for her family.
Светлана живет и работает в Новой Каховке. Она торгует женской спортивной одеждой на местном рынке, арендуя землю у администрации данного рынка, как это заведено у многих малых предпринимателей здесь, которые пока не могут позволить себе выкупить торговую точку. В торговле Светлана работает уже 19 лет. На данный момент основной группой ее товаров являются футболки, кофты, шорты и костюмы.
На средства КИВА в размере 31 000 гривен Светлана планирует закупить куртки, жилетки, брюки, теплые костюмы на предстоящий осенне-зимний сезон продаж. Имея достаточный опыт торговли, качественный ходовой товар и померные цены на него, а также интерес к работе в этой сфере деятельности, Светлана планирует заниматься бизнесом и в дальнейшем, развивая свое дело и обеспечивая свою семью.
Previous Loan DetailsSvetlana sells women sports clothing. Thanks to the previous Kiva loan Svetlana expanded the assortment of inventory and made good sales. This helped her finish building a boutique and now she has perfect conditions for business. Svetlana is asking for another loan to buy clothing. This loan w... More from Svetlana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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