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Onua Do 2 Group
In this Group: Mercy, Bernard, Martha, Celestina
The Group Onua Do 2 ("There is Love in Togetherness") is made up of four members. The group representative is named Bernard. The members of this group all live in the same neighborhood and are into goat, yam, wax-print, provisions and slippers businesses.

Thirty-three-year-old Bernard attended school to the secondary level. He is married with three children, who are receiving an education and who live under their parents' care. Bernard is responsible for the various expenses in his household. In order to do this, Bernard has been selling goats and yams for the past nine years. This business generates revenue, which helps him to meet his various needs, as well as those of his family. Bernard gets his supplies from the villages.

This will be the fifth time he has sought a loan from ID-Ghana, along with the other members of the Onua Do 2 Group. This loan will help him grow his business and increase his turnover and revenue. The previous loans have been paid back in full.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,588,250
    Funds lent in using Kiva
  • 3.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Onua Do 2 Group's $1,475 loan helped a member to buy goats and yams from the villages to sell in the city.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 4, 2014
Jul 21, 2014
Currency Exchange Loss:
Feb 17, 2015