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Onua Do Group
In this Group: Akua, Beatrice, Patricia, Christable, Vida
All the five women of the Onua Do (There is love in Togetherness) Group are on average, 34 years old, and live in Teshie-Accra, Ghana. They know one another through neighborhood and business connections. The women sell high quality clothing, charcoal, second-hand clothing, phone card credits, pastries, cassava dough, maize, yam, and chicken.

As the women would all like to increase their working capital, they have decided to work with the field partner, ID-Ghana. This will be their fifth group loan.

Patricia is a well-known retailer of phone card credit and fruits. She plans to use her loan to buy more phone card credit and fruits, wholesale from the main market. She will resell them on the pavement at Teshie to customers.

Patricia expects to make a good monthly profit, which she will use to reinvest in her business and provide for some of the needs of her household. She is married and has one child.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 3.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Onua Do Group's $1,750 loan helped a member to buy more phone card credits and fruits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 3, 2014
Jul 21, 2014
Currency Exchange Loss:
Feb 17, 2015