Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $175 helped to buy boxes of soap, cooking oil, flour, and sugar.


Ruth's story

Ruth is married with two children and both her children go to school. She has a retail shop business and has been in this business for five years. She has applied for a loan of 400,000 Uganda shillings from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap and cooking oil. She works in her shop seven days out of every week and sells on a retail basis. Her major business challenges include seasonality and the ever increasing prices of commodities in Uganda. She aspires to own a fully stocked retail shop and also to buy a plot of land and build her own house. She decided to join MCDT-SACCO because of good customer care and being friendly. She resides in a rented house and the family has access to electricity but not to piped water. Her monthly expenses include school fees and rent.



Loan details


Lenders and lending teams



Loan details