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Ruth is married with two children and both her children go to school. She has a retail shop business and has been in this business for five years. She has applied for a loan of 400,000 Uganda shillings from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap and cooking oil. She works in her shop seven days out of every week and sells on a retail basis. Her major business challenges include seasonality and the ever increasing prices of commodities in Uganda. She aspires to own a fully stocked retail shop and also to buy a plot of land and build her own house. She decided to join MCDT-SACCO because of good customer care and being friendly. She resides in a rented house and the family has access to electricity but not to piped water. Her monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 223
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,635.0
    Uganda Shillings (UGX) = $1 USD