31- Nam Ngạn Group
Mrs T. Thuy was born in 1984, and her husband is Mr T. Van. He is 25 years old. They have a very small child.
Mrs Nguyet has 2 children and her children are studying in school.
Mrs Kim was born in 1956. Her husband is Mr Thuyet.
Mrs Mai borrows money to open a small restaurant, and her husband is Mr Tuong.
Mrs Phuong is 59 years old and her husband is Mr Truong. They have 3 children and their children stopped studying after they finished grade seven and now they lend money. Their mother wants to borrow from the Fund for T. Hoa Poor Women to open a small shop making photographs.
About Thanh Hoa Fund for Poor Women (FPW)Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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