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Grupo Xojolá Group
In this Group: Julia Estela, Israela, Maria , Maria , Pascuala, Manuela , Catarina
Julia is a young person of 27 years old, single, (she is the one first from the left wearing a blue blouse), she lives in the municipality of Nahuala, in the Solola department.

Her primary job is agriculture, which her parents taught her, principally the process of banana production. The fruit is sold at a regional level, the most part of the earnings are made in the commercialization which helps sustain her family, which is why they formed a group - to be able to support each other and to be able to sell a greater volume of the production.

Julia is asking for a loan to be able to buy supplies for maintaining the banana plantation, and with this achieve her dream of being able to build her own home.
View original language description ↓
Julia es una joven de 27 años de edad, Soltera (Es la que aparece de primero de izquierda a derecha porta una blusa de color azul), vive en el municipio de Nahuala, departamento de Sololá, su actividad principal es agricultura, donde sus padre le enseñaron el proceso productivo principalmente del cultivo de banano, donde el fruto lo vende a nivel regional, en la comercialización es donde obtiene la mayor parte de sus ingresos que le ayuda para el sostenimiento de su familia, es por ello que formaron un grupo para poder apoyarse entre ellas y así poder vender un mayor volumen de producción, Julia solicita un crédito para comprar insumos para el mantenimiento del cultivo de banano, y con ello cumplir su sueño que es poder construir su casa propia.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 112
    View loans »
    Guatemala Loans Fundraising
  • $10,324,700
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Grupo Xojolá Group's $2,975 loan helped a member to buy agricultural supplies for the maintenance of a banana plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 16, 2014
Jul 21, 2014
Currency Exchange Loss:
Jul 17, 2015