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Silvia
Silvia, 34, went to high school but because her parents were unable to help out economically she was unable to continue on to university studies. She is single and always has helped her parents, so does not have her own family. She lives with her parents and two siblings who work and study. But only her parents depend on her.

Silvia has worked for ten years at an ice cream parlor. She decided to work in order to help her family economically and since then she has had the same job. Her place of work is half a kilometer from her house. Her work schedule is from 8:00 a.m. to 6:00 p.m.

The loan Silvia needs is to build a kitchen in her house. The materials she will buy are iron, sand, cement and bricks. She also will hire labor for the job. Silvia says that thanks to the loan she will be able to have a larger living space for the benefit of her family.

In the future Silvia wants to get a university education. She also wants to have her own business and more income to improve her family's qualtiy of life.
View original language description ↓
Silvia de 34 años de edad, estudio bachillerato, debido a que tenía que ayudarles económicamente a sus padres no continuo con sus estudios universitarios, ella es soltera se ha dedicado siempre a ayudar a sus padres y no ha dedicado tiempo en su propia familia, en su casa viven sus padres y dos hermanos de los cuales solamente sus padres dependen de ella sus hermanos trabajan y estudian.

Silvia trabaja en una nevería desde hace diez años, ella decidió trabajar debido a que tenía que ayudarle a su familia económicamente y opto por trabajar y desde entonces ha conservado su trabajo y no continuo con sus estudios universitarios, comenta que ella se siente muy bien en su trabajo la distancia de su trabajo es de medio kilómetro de su casa, el horario de trabajo hora de entrada a las 8 de la mañana y hora de salida 6 de la tarde.

El préstamo lo necesita para su vivienda la construcción de una cocina, necesita comprar material de construcción como hierro, arena, cemento, ladrillo, y pagar mano de obra, comenta Silvia que gracias al crédito ella podrá tener un lugar más amplio para habitar mejor con su familia.

Silvia planea para un futuro poder seguir estudiando una carrera universitaria, comenta que quiere en un futuro tener su propio negocio y así poder tener mejores ingresos económicos y darle una mejor calidad de vida a su familia.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 761
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Silvia to buy iron, sand, cement, bricks and hire labor to build a kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 15, 2014
Listed
Jul 21, 2014
Currency Exchange Loss:
N/A
Ended:
Jun 22, 2015