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Ada Isabel
Ada is a young woman of 28 years. She and her partner work hard every day to get ahead and provide their 2 children with a better way of life, covering the basic daily needs, etc. Having completed primary school, and with 10 years of experience in the business, their clients know them as credible people who are characterized as hardworking, transparent, and very honest in their coffee sales. This is their main income and their clients are different people in the community, intermediate buyers, and others. She has requested from the COMIXMUL cooperative a loan to buy agricultural inputs that will give her better security and protection for her crops from insects and diseases that attack this product, such as coffee bean weevils and the roya fungus. Her goals are to continue increasing her coffee crop, planting a better variety of coffee that will be competitive in the market and atractive for the client and intermediate buyer. Her dreams are economic security and to strengthen her children's future source of income, so that they will be able to work and have a favorable source of income.
View original language description ↓
Ada es una mujer joven la cual tiene una edad de 28 años la cual junto a su compañero de hogar trabajan fuertemente a diario para salir adelante y brindar a sus 2 hijos un mejor estilo de vida, cubriendo las necesidades básicas entre otras. Con un grado de educación escolar de primaria completa y 10 años de experiencia en la agricultura tienen ante sus clientes una credibilidad que los caracteriza como persona luchadora, transparente y muy honesta en la venta del grano de café pues es su fuente principal de ingresos económicos siendo sus clientes los diferentes habitantes de la comunidad, intermediarios entre otros. Ella ha solicitado a la cooperativa COMIXMUL un apoyo financiero para la compra de insumos agrícolas que ayuden a darle una mayor seguridad y protección a sus cultivos de plagas y enfermedades que atacan este producto como la broca y la roya. Sus metas son las de seguir incrementando sus cultivos de café sembrando una mejor variedad de grano que sea competitivo en el mercado y atractivo para el cliente e intermediario. Sus sueños son los de seguridad fortaleciendo el patrimonio para sus hijos para que ellos puedan trabajar y tener una fuente de ingreso de manera favorable.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 15
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 21.0
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $625 helped Ada Isabel to buy agricultural inputs for her coffee plants.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 7, 2014
Listed
Jul 20, 2014
Currency Exchange Loss:
Possible