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Davit lives happily in Kapan city in the Syunik region with his wife and 2-year-old pretty daughter. Davit is 30 years old.

For several years he worked at a private company and did different construction work. Now he is seriously engaged in farming. In a nearby village, Khdranc, he has a small and cute farm where he breeds 2 cows, 3 calves and 10 sheep. His farm’s product assortment is not great (from his farm he sells mainly milk and also some meat), but it is the only source of income for his young family, so that is why Davit spends much time and a lot of effort on the care of his farm cattle. He has a great desire in future to make it richer with cattle.

Now Davit needs this loan in order to buy a lot of hay for his farm cattle, the lack of which every farmer always has.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 407.7
    Armenia Drams (AMD) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $875 helped Davit to buy a lot of hay for his farm cattle.
95% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 10, 2014
Jul 19, 2014
Currency Exchange Loss:
May 17, 2015