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Houleye's Group
In this Group: Houleye, Aissatou, Rougui, Kadiatou Saliou, Habibatou, Saibatou, Ousseye, Mariam, Kara, Fatoumata Bente, Dienabou Bente, Kadidiatou Wora, Safy, Salimatou, Amsatou, Fatoumata, Dioulde, Mariama, Dienabou Yaya, Penda, Nene, Maimouna, Kadiatou, Kadidiatou Aliou, Adama, Ramatoulaye, Halimatou, Fatoumata Binta, Ansou, Coumba Massata, Fatoumata Bella, Fatoumata Souba, Rouguiatou
[This group] was created on May 17, 2011 at the inauguration of its banc villageois. Since then, the group has reached its seventh cycle in the banc villeagois loan program. The women in this group show solidarity and team spirit among themselves, which is acknowledged by village elders. The group members’ main activity is retail, manufacturing of traditional soup and rain-fed agriculture.
Mrs. Houleye (the one seated on the far right raising her right hand is a star borrower. She is 30 years old and the mother of three: two boys and one girl. She sels sugar, green tea, bouillon [stock] cubes, batteries for flashlights and miscellaneous items. She purchase her goods at the weekly market of her district wholesale and semi-wholesale in order to resell retail in her village. She has an experience of over five years in this business. This new loan will allow her to buy two bags of sugar, a box of tea bags containing 12 ten-packs and two boxes of batteries, a large type and a small one, for resale.

Her revenues will allow her to bolster her savings and contribute meaningfully to the school fees and healthcare costs for her children.
View original language description ↓
Le banc villageois a été créé le 17 Mai 2011 lors de son inauguration. Depuis lors le groupement a atteint son septième cycle dans le programme des bancs villageois. Les femmes sont très solidaires entre elles et ont su par le travail d’ensemble développer une solidarité et un esprit de groupe salué par les notables du village. Elles font comme activité principale le petit commerce, la fabrication de savon traditionnel et la culture sous pluie.

Madame Houlèye (assise à extrême droite avec la main droite levée), est l’emprunteuse vedette, elle est âgée de 30 ans, mariée et mère de trois enfants dont deux garçons et une fille. Elle est revendeuse de sucre, de thé vert, de bouillions culinaires et de batterie pour recharge de torche et divers. Elle achète sa marchandise dans un marché hebdomadaire de la sous région en gros et demi gros pour la revente par détail chez elle dans le village. Elle jouit d’une expérience de plus de cinq dans ce domaine d’activité.

Ce nouveau prêt lui permettra d’acheter deux sacs de sucre, un carton de thé de 12 paquets de 10 et deux cartons de batterie un de grand modèle et un de petit modèle pour la vente.

Les bénéfices lui permettront en plus de renforcer son épargne de contribuer sensiblement aux frais scolaires et sanitaires de ses enfants.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,279,750
    Funds lent in using Kiva
  • 481.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Houleye's Group's $4,300 loan helped a member to buy two bags of sugar, two boxes of green tea containing 12 ten-bag packs and two boxes with two varieties of batteries, for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2014
Jul 19, 2014
Currency Exchange Loss:
Jan 17, 2015