Luon (in photo) is aged 52 and lives in a suburb of Phnom Penh. She has three children: one son and two daughters. One of her children is married and lives in a separate home, and two are garment factory workers.
Luon is a garment factory worker, while her husband is a rice farmer. Her husband always spends a lot of money for plowing fees because he does not have his own cows. Hence, Luon decided to ask for a loan to buy two cows for her husband.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.