After the flooding that happened in Guayaramerin many micro-enterprises were affected as they lost the greater part of their merchandise and their work tools. Yancarla indicates that she joined Pro Mujer three years ago on the invitation of a friend who is a member of the institution. She says that after this natural disaster which affected her family, she decided to restart her economic activity as it is her only source of productivity. Her business is selling meals. She states that she started the business five years ago, observing that her products were much in demand by her neighbors so she decided to sell them.
The loan she is now requesting is to increase her working capital (buying kitchen utensils) that she will buy at the wholesalers in the city of Beni and later she will use them in her business. This form of work allows her to generate resources to support her family as she is married and has two children. When she was asked what she liked about Pro Mujer she replied that she liked the support the institution is offering her to reestablish her business and she likes the health care and medical consultations.
Después de la inundación que hubo en Guayaramerin muchas microempresarias fueron afectadas, ya que perdieron gran parte de su mercadería y sus herramientas de trabajo. La señora Yancarla indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución; Ella cuenta que después de este desastre natural, que afecto a su familia, ella decidió retomar su actividad económica, ya que es su única fuente de producción; el negocio que tiene es la venta de comida, da a conocer que este negocio lo emprendió hace cinco años al observar que sus productos son muy requeridos por sus vecinos decidió emprenderlo de nuevo.
El crédito que ahora sacará es para el aumento de capital (compra de compra de utensilios de cocina) que adquirirá de las vendedoras mayoristas de la ciudad del Beni y posteriormente implementará en su negocio. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el apoyo que le ofrece la institución para restablecer su negocio y cuidar su salud con los consultorios médicos.
More information about this loan
Natural disaster loans from Fundación Pro Mujer are directed towards existing clients who have been adversely affected by regional floods, alvalanches, and other natural disasters.
These loans work as seed money for business owners to reactivate a devastated business and gives them the ability to generate income for themselves and their families again.
Kiva's low-cost, risk tolerant capital allows Fundación Pro Mujer to offer a higher risk product to these specific clients, as they work to rebuild their lives and businesses.
Please note that given the circumstances, these loans have a higher level of risk than the average loan from Fundación Pro Mujer in Bolivia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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