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Harerimana Cyprien
Cyprien H. says “Mukomere!” (Get strong!)--the greetings from the Northern province of Rwanda! Cyprien is 30 years old, married with 2 children.



This client has been in a credit association since 2005. He sells various items such as clothes, used shoes, household utensils, cooking pots, sandals, blankets, basins, cups, plates, etc. in the local market in his town. He has a small shop where he sells from, and during market days, he transports his items on his bicycle to sell them to the local people who come to the market. He employs 2 people to help him run the business.



He is looking for a loan worth 515,000 Frws to increase his inventory by buying more clothesa and shoes since he is anticipating increased sales during this Christmas season. This loan will be repaid over 8 months.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 60
    View loans »
    Rwanda Loans Fundraising
  • $12,393,100
    Funds lent in using Kiva
  • 554.8
    Rwanda Francs (RWF) = $1 USD