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Teresa De Jesús
Teresa, 62 years of age, is the mother of 12 children, 8 male and 4 female who are all now adults and have their own family. She is married; her husband makes a living in agriculture. She comments that with lots of work her husband and she have managed to raise their 12 children. The level of schooling that she has is fifth grade, as her parents didn't want to keep sending her to school, as to them it was enough that she had learned to read, so they sent her to graze the cattle that her father had and she didn't have time for school.

Now in her home there only lives her husband, her youngest daughter and a granddaughter, and they are the only people who depend on her.

Now that all of her children are older and married, she doesn't have another job other than domestic chores and taking care of her husband and granddaughter. She comments that since she was little her mother taught her these activities so she does them perfectly, and when her children were little she had to work outside of the house to make an income, and the same with her husband who had to work very hard to support their 12 children. Now, 7 of them work abroad and they economically support her and her husband so they can do the farm work of cultivating maize and beans.

This loan will be invested in remodeling her home, specifically in the construction of a kitchen as the one that she has doesn't meet the necessary conditions, and this rainy season water entered the house and soaked their belongings. She will buy 500 blocks, 15 bags of cement, 2 quintals of iron, 7 metres of sand, a truckload of stone and pay for labour.

Teresa has dreams: she wants to continue to remodel for her grandchildren, having a well remodeled house. She also wants to leave the country and go to visit her children in the United States together with her husband, that her children will be good people along with her grandchildren, and to have better crops in her fields.
View original language description ↓
Teresa de 62 años de edad, madre de 12 hijos 8 varones y 4 hembras todos mayores de edad y con su propia familia, ella es casada su esposo se dedica a la agricultura comenta que con mucho trabajo de su esposo y ella han logrado crecer a sus 12 hijos, el nivel de estudio que tiene ella es de quinto grado pues su padres no quisieron mandarla más a la escuela, a ellos les bastaba con que aprendiera a leer por eso la enviaban a pastear el ganado que tenía su padre y no tenía tiempo para estudiar.

Actualmente en su vivienda solo vive su esposo, su hija menor y una nieta y son las únicas personas que dependen de ella.

Hoy que ya todos sus hijos están mayores y casados, ella no realiza otro oficio que no sea los oficios domésticos en su casa y cuidar de su esposo y su nieta comenta que desde estaba pequeña su madre le enseño esta actividad que la desempeña a la perfección y cuando sus hijos estaban pequeño tenía que trabajar fuera de su casa para obtener ingresos al igual que su esposo tenían que trabajar mucho para mantener a su 12 hijos, hoy en día 7 de ellos están fuera del país trabajando y le aportan económicamente a ella y su esposo para realizar los trabajos en la agricultura siembra de maíz y frijol

El financiamiento del crédito lo invertirá en remodelación de su vivienda específicamente en la construcción de una cocina pues la que tiene no reúne las condiciones necesarias y en esta época de lluvia le entra agua y se le mojan las pertenencias, ella comprara 500 bloques, 15 bolsas de cemento, 2 quintales de hierro, 7 metros de arena, una camionada de piedra y la mano de obra.

Teresa tiene sueños desea seguir remodelando para sus nietos, tener la casa bien remodelada también desea salir del país e ir a visitar a sus hijos a los estados unidos junto con su esposo, que sus hijos sean personas de bien al igual que sus nietos y tener mejores cultivos en sus parcelas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 637
    View loans »
    El Salvador Loans Fundraising
  • $24,271,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Teresa De Jesús to buy 500 blocks, 15 bags of cement, 2 quintals of iron, 7 metres of sand, a truckload of stone and labour for the construction of a kitchen.
37% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 7, 2014
Listed
Jul 19, 2014
Currency Exchange Loss:
N/A