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Saliou, who is married with children, lives in a village situated a few kilometers from the main town. He has been farming for several years now. He has never had the benefit of an IMCEC loan and for once, he requests a loan in order to be able to buy seeds and fertiliser to cultivate his plot of land. Saliou is a cereal farmer, but he also does a bit of livestock farming (on a smaller scale), which enables him to feed his family.
If it were financially possible, he would like to expand his livestock business (fowl, ovine and caprine).
Saliou, marié et père de famille, vit dans un village situé à quelques kilomètres de la ville principale. Il s’active dans l’agriculture depuis plusieurs années déjà. Il n’a jamais bénéficié de crédit à l’IMCEC et pour une fois, il sollicite ce crédit afin de pouvoir acheter des intrants agricoles et de cultiver son espace. Saliou évolue dans l’agriculture, mais aussi dans l’élevage (activité moins développé), ce qui lui permet de se nourrir lui et sa famille.
S’il a les moyens, il aimerait développer son activité d’élevage (volaille, ovins et caprins).

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 35
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 482.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Saliou to buy products for farming.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2014
Jul 19, 2014
Currency Exchange Loss:
May 17, 2015