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Mr. Ababacar has been a farmer for several years. He is married with children. He lives in a village situated about 40 kilometers from the main town where farming is one of the important activities of the region. Ababacar requests a loan for the first time in order to purchase products for agriculture (seeds, fertilizer.) Ababacar feeds his family and provides for their daily needs with the income from his business. Since he has the possibility of expanding his business in his fields that are as yet unexploited, Ababacar just needs some financial support to realize his wishes. He thinks that the IMCEC could provide this for him.
Monsieur Ababacar, s’active dans l’agriculture depuis plusieurs années. Il est marié et père de famille. Il habite un village situé à environ 40km de la ville principale où l’agriculture fait parti des activités phares de cette zone. Ababacar vient solliciter un crédit pour la première fois afin d’acheter des intrants agricoles (semences, engrais…). Ababacar, avec les revenus de l’activité, nourrit sa famille et règle leurs besoins au quotidien. Puisqu’il a l’opportunité d’élargir son activité à travers ses terres non encore exploité, Ababacar a juste besoin d’un appui financier pour réaliser son souhait, et il pense pouvoir être satisfait par IMCEC.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $1,759
    Average annual income
  • 52
    View loans »
    Senegal Loans Fundraising
  • $13,028,825
    Funds lent in using Kiva
  • 482.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,050 helped Ababacar to buy agricultural products: seeds, fertiliser for cultivation.
0% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 19, 2014
Jul 19, 2014
Currency Exchange Loss: