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Mr. Gora is a 66 year old man. He is married with children. He lives in a village situated a few kilometers from the main town and earns his living through farming which has been his principal source of income for several years. Gora owns a plot of land that he cultivates all year long. He has taught his children to farm and now he only supervises them. This winter period, he requests a loan from the IMCEC in order to purchase groundnut and millet seeds. Gora would very much like to have some machines to enable him to develop and modernize his business and render it more productive.
Monsieur Gora, est un homme âgé de 66 ans, marié et père de famille. Il habite un village situé à quelques kilomètres de la ville principale et vit de l’agriculture qui est sa principale source de revenus depuis des années. Gora possède un espace cultural qu’il exploite toute l’année durant. Il a initié ses enfants dans cette activité et lui ne fait que superviser. En cette période hivernale, il sollicite un crédit à l’IMCEC, pour l’achat de semences d’arachide et de mil.
Gora désire fortement, avoir des machines pour développer son activité, la moderniser et la rendre plus productif.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 37
    View loans »
    Senegal Loans Fundraising
  • $14,558,450
    Funds lent in using Kiva
  • 482.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Gora to buy seeds for farming.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2014
Jul 19, 2014
Currency Exchange Loss:
Jul 19, 2015