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Elena is divorced and lives with her daughter and aunt. She sells women's clothing at the central market in Simferopol. Since she is self-employed and doesn't have to pay hired salespeople, she can keep low prices and attract many customers.

Elena has been in this business for four years. She is a hard-working person. She leaves her workplace at 5 p.m., while her competitors usually leave at 3 p.m., and she knows it gives her a great advantage in business. Elena was able to increase her monthly gross income to 25,000 UAH.

Elena is requesting a loan of 3,000 UAH in order to increase the variety of goods during seasonal changes. She believes that having more goods at this time can bring her additional income that she needs for medical treatment for her aunt.

Note: this is a short-term seasonal loan that will be repaid in a month.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 5.8
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Elena to purchase more goods for selling.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Oct 14, 2008
Nov 12, 2008
Currency Exchange Loss:
Dec 15, 2008