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Gora is about 50 years old, married, and the father of a family. He lives in a village located a few kilometers away from the main city. He is requesting his first loan in order to repair his truck, with which he runs a transportation business. Gora transports sand as well as firewood from city to city as he delivers his merchandise to his customers.

Thanks to his earnings from this activity, Gora is able to provide for his family and to take care of their other day-to-day needs. His goal is to purchase a new truck, which will allow him to use one truck for each activity.
View original language description ↓
Monsieur Gora, âgé de la cinquantaine d’années, est marié et père de famille, il loge dans un village situé à quelques kilomètres de la ville principale.
Il vient pour la première fois solliciter un crédit qui va lui permettre de réparer son camion qui est son entreprise en quelque sorte. Car il fait du transport de sable, mais aussi de bois de chauffe qu’il transporte en ville pour livrer à ses clients.
C’est grâce aux revenus de cette activité, qu’il nourrit sa famille et s’occupe des autres besoins quotidiens du foyer.
Il désire acquérir un autre véhicule camion afin de séparer les activités, que chaque véhicule puisse faire une activité à part.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 34
    View loans »
    Senegal Loans Fundraising
  • $13,487,775
    Funds lent in using Kiva
  • 482.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,250 helped Gora to repair his truck, which allows him to work in transportation.
47% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jul 18, 2014
Currency Exchange Loss: