Las Triunfadoras Group
Update on Las Triunfadoras GroupThis is the "Las Triunfadoras" group from the Cusco district, in the province and department of the same name.
One member of the group is Flora. She is 34 years old, has a partner, and has three children. Flora has a business selling and raising animals. She raises guinea pigs and hens, and fattens them up to sell them at the different markets. With this little business, Flora is able to help her family to prosper. Flora's dream is to have premises where she can sell the guinea pigs and hens. This loan will be used to buy to buy guinea pigs, sheep and hens, and feed for the guinea pigs and hens.
The smaller photos of members were taken after the meeting where the group photo was taken.
The women whose faces are covered in the photo are no longer members of the group.
Aside from Ana, the other members of the group have businesses selling meals, raising animals, a grocery store, and a taxi service.
Ana is grateful to those who are part of this dream through Kiva. Ana promises to make her repayments on time.
La socia es la Sra. Flora ella es conviviente y tiene 34 años y tiene 3 hijos La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes, ovejas y gallinas y alimentos para los cuyes y gallinas.
Los socios que estan pegados a la foto grupal se les tomo la foto despues de la reunion.
La socias que sus caras estan tapadas con un circulo ya no pertenecen al banco comunal Las Triunfadoras.
Los otros socios se dedican al negocio de venta de comida, negocio de crianza de animales, negocio de tienda de abarrotes y negocio de servicio de taxi.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to the Las Triunfadoras communal bank. It is located in the Cusco province and Cusco department. Segundia, age 34, is in a common-law marriage and has one child. She alternates her daily activities with her business of making breakfasts, and she sells in an itinerant manne... More from Las Triunfadoras Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid