Qory Orcco-Pucyura Group
Update on Qory Orcco-Pucyura GroupAna is a member of the "Qory Orcco - Pucyura" communal bank in the Pucyura district of the Ana province, Cusco department, Peru.
Ana is married and has one son. As well as looking after her home and child, she has a business producing yoghurt, custard and other products. Ana has been running this business for years, and it is going well thanks to her determination. Ana sells products on order. She is responsible and persevering. This is Ana's only way of helping her family to get ahead.
This loan will be used to buy supplies, including milk.
The other members of this group have businesses selling clothes, in farming, raising cattle, selling dry grains, a bakery, raising young animals, and selling vegetables.
The member in the smaller photo was unable to arrive on time to the meeting the day the photo was taken.
Ana is grateful for this loan and promises to make her repayments.
La socia Ana, la socia es casada y tiene 01 hijo, la socia alterna sus actividades diarias con el negocio de elaboración de yogurth,nata entre otros, la socia lleva años en este su negocio administrándolo el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia vende a pedido para todos sus clientes que le solictan,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el préstamo para la compra de insumos como leche entre otros.
Los otros socios se dedican al negocio de venta de ropa, agricultura, ganadería, venta de granos secos, panadería, crianza de animales menores, venta de verduras.
La socia que sale en la foto adjunta pidió permiso para llegar tarde a la reunión por motivos de trabajo.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Previous Loan DetailsGladys is a member of the Communal Bank “Qory Orcco – Pucyura” which is located in the District of Pucyura in Anta Province, Department of Cusco. She is 33 years old, in a common-law relationship, and has two children. Gladys divides her time between her daily activities and her hardware b... More from Qory Orcco-Pucyura Group's previous loan »
More information about this loan
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid