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Epifanio is a new cacao farmer who lives in the beautiful village of Red Bank, in the Stann Creek District in southern Belize. He sees cacao farming as a beneficial long-term investment for himself and his family. He also believes that cacao is a sustainable agricultural crop that is both good for the environment and will help develop his local community. He is requesting this Kiva microloan so that he can purchase grafted, high-yielding, disease resistant cacao seedlings. He plans to use the revenue generated from his cacao crop to educate his children and improve his family’s lifestyle.

Additional Information

More information about this loan

This loan is part of Maya Mountain Cacao's efforts to help farmers make long-term investments in cacao. The loans will cover the upfront costs of purchasing and planting grafted cacao seedlings. Within 2-3 years the cacao trees should begin to generate income for the farmers. Please note that this loan may have a term of up to 7 years and a multi-year grace period.

By supporting this loan you are providing flexible, risk-tolerant capital that enables farmers to make long-term investments in their farms - generating future income and improving livelihoods.    

About Maya Mountain Cacao

Maya Mountain Cacao (MMC) is a for-profit social enterprise that sources premium cacao beans from smallholder farmers in Belize. Founded in 2010, it generates income for marginalized farmers while promoting sustainable agricultural practices in the southern part of the country.

These cacao farmers use Kiva credit to invest in farm maintenance, improvement and expansion. For example, they might hire workers to help with the harvest or buy inputs such as better tools and seedlings.


About Belize

  • $8,400
    Average annual income
  • 0
    View loans »
    Belize Loans Fundraising
  • $139,050
    Funds lent in using Kiva
  • 2.0
    Belize Dollars (BZD) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,000 helped Epifanio to purchase 1000 high yielding cacao trees.
4% repaid
Repayment Term
86 months (Additional Information)
Repayment Schedule
Aug 29, 2014
Jul 16, 2014
Currency Exchange Loss: