Paula loves children, she is the mother of a 1-year old baby and she has always felt great happiness for infants as well as everything relating to infants.
She opened an infant clothing and toy retailer store approximately one year ago and at this moment she is trying to stock the store.
She is requesting a loan in order to obtain the necessary help and that way she can stock her business with items such as clothing, vitamins, toys and other items for the care and the enjoyment of children.
She understands the hardships of being a mother and with her work she aids other mothers to make it easier for them. She focuses all of her attention in her baby and she always tries to provide the best for his proper development.
A Paula le encantan los niños, ella es madre de un pequeño bebe de 1 año pero desde siempre ha sentido gran gusto por los bebes y todo lo relacionado con estos.
Ella abrió un negocio de venta de ropa y juguetes para bebe hace aproximadamente un año y en estos momentos lo está tratando de surtir poco a poco.
Ella solicita un préstamo para obtener la ayuda necesaria y así poder surtir su negocio con elementos como ropa, vitaminas, juguetes y otros elementos para el cuidado y diversión de los niños.
Ella sabe lo difícil que es ser mama y con su labor ayuda a otras madres a que este proceso sea un poco más ligero.
Toda su atención está centrada en su bebe y siempre procura por ofrecerle lo mejor para su correcto desarrollo.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.