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Christina Semindu's Songa Group
In this Group: Siri, Christina, Veronicca, Teresia, Salma, Theresia, Fatma, Halima, Anna, Tatu, Hassan, Rose, Salma, Anna, Hamis, Mayasa, Aisha, Salma, Magreth
Christina Semidu, 28, is married with two children aged five and two. The owner of a salon and a cafe business, she works from 8 a.m. to 8 p.m. daily, earning a month profit of about $64.

Chrisina has taken out two previous loans from Tujijenge Tanzania to expand both businesses, and now hopes for a new loan to buy a dryer for her salon. Christina will share this loan with her loan group, Songa, which totals 19 members. These members hold each other accountable in paying back their loans.

In the picture Christina is second from the left, sitting on the swing.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 68
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,240.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Christina Semindu's Songa Group's $4,875 loan helped a member to purchase another dryer for salon.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 4, 2008
Nov 12, 2008
Currency Exchange Loss:
Mar 16, 2009