Ruth is single, has two children, and lives with her parents in the city of La Paz in a brick and cement house that belongs to her mother.
Ruth sells clothing for a living and because of the changing season she wants to buy winter merchandise. She is the only bread winner in her household and needs support. Winter clothing is always in much demand in a place as cold as La Paz.
Ruth es soltera pero tiene dos hijos ella vive con sus padres en la ciudad de La Paz en una casa de ladrillo y cemento que le pertenece a su madre Ruth vende ropa de varón Debido al cambio de temporada Ruth desea adquirir prendas de invierno para su negocio Ruth es la unica fuente de ingresos en su hogar y se recomienda ayudarle debido a que la ropa de invierno siempre es solicitada en un lugar tan frío como La Paz
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.