Bwenge is a merchant and member of the business group Mapatano. A 28-year-old entrepreneur, she is married with five children, two of whom go to school; the other three are still too young.
Bwenge sells potatoes. She conducts her sales from a depot at the local shopping center. She initially started her activity with capital given by her husband, and the two of them help each other out.
Bwenge has been engaged in this activity for 2 years, and she plans to use this new loan to buy 10 sacks of potatoes (800 kg).
Her goals for the future are to buy a plot of land, and to ensure that her children are fed, clothed, and educated. Bwenge wishes to thank the Hekima MFI for helping women entrepreneurs who cannot use the traditional banking system, especially in these difficult post-war times in the Eastern region.
Bwenge est une commerçante et membre d’un collectif d’affaires «Mapatano», entrepreneur, âgée de 28 ans, mariée et mère de 5 enfants, dont 2 scolarisés et 3 autres sont encore gamins. La cliente est une vendeuse de pommes de terre. Elle étale sa marchandise dans un dépôt dans le centre commercial de la place. Elle commença ses business avec de fonds reçu de son mari et s’entraide avec son conjoint. Il y a 2 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 10 sacs de pommes de terre (800 kg). Ainsi, elle souhaite acheter une parcelle, scolariser, vêtir, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour le soutien aux femmes entrepreneurs non bancables, surtout; pendant ce moment critique post conflits dans la région de l’Est du pays.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.