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Emine is married and the mother of two daughters and a son. She works for a gas company. To increase her income, she also sells underwear to her friends and relatives. She buys her products from different cities. With the extra income she earns, she is able to meet her children’s needs easily. She’ll use the loan to buy clothing. When she retires, she would like to open her own shop afterwards.

Translated from Turkish by Maya Staff
Emine Hanım evli iki kız ,bir erkek çocuk annesi. Bir gaz firmasında çalışıyor. Aynı zamanda daha çok gelir elde etmek için evinde çevresine iç çamaşırı satışı yapıyor. Ürünlerini çeşitli bölgelerden alıyor. Kazandığı ek gelir ile çocuklarının ihtiyaçlarını daha rahat karşıladığını belirtiyor. Aldığı kredi ile çamaşır alacak. Emekli olduktan sonra kendine dükkan açmak istiyor.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 7
    View loans »
    Turkey Loans Fundraising
  • $309,625
    Funds lent in using Kiva
  • 2.1
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Emine to buy clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 16, 2014
Currency Exchange Loss:
May 17, 2015