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Hamdiye has three children and lost her husband. She was pregnant with her third child when her husband died. She is now sending her youngest to school, while her other two children have finished college. She used to sell knitting yarn and cleaning products. Now she has shifted her business and makes baklava, which she sells by the kilo. She has made arrangements to sell her products at markets. With the loan, she will buy a commercial oven, which will make her job easier.

Translated from Turkish by Maya Staff
Hamdiye Hanım, 3 çocuklu,eşini kaybetmiş. 3.çocuğuna hamileyken eşi ölüyor. 3 kızınıda okutuyor. 2 kızı ünversiteyi bitirdi. Bir kızı devam ediyor. Önceleri,örgü ipi satışı ve temizlik ürünleri satıyordu. Şimdi iş değişikliği yaparak,baklava üretimine başladı. 1 kg lık tepsilerle baklava yapıyor. Marketlerle anlaşma yapmış buralarda satışa sunuyor. Bu krediyle,sanayi tipi fırın alarak,işini kolaylaştıracak.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.


About Turkey

  • $9,500
    Average annual income
  • 0
    View loans »
    Turkey Loans Fundraising
  • $182,900
    Funds lent in using Kiva
  • 2.1
    Turkey Lira (TRY) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $825 helped Hamdiye to buy a commercial oven.
68% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 23, 2014
Jul 16, 2014
Currency Exchange Loss: