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The purpose of this pilot product is to allow Azercredit’s lending to support development of micro and small start-up businesses. The Start-Up loan product will target particularly vulnerable clients who either live at the subsistence level, have never had a business before or were previous AzerCredit customers who have closed their business for different reasons. Most likely, these will be applicants who do not meet the credit approval process for a traditional loans due to low income. Kiva funding is enabling Azercredit to offer this loan product to its clients at reduced cost.
About VisionFund AzerCredit:Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.
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