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Liem's Group
In this Group: Liem, Loan, Ngoc, Tuoi, Thuy*, Thuoc, Trang, Tuyet
* not pictured
Liem is 74 years old and lives with his four sons and wife. His wife is now retired. For the past 30 years to earn an income to support his family, Liem has been working for pig farms transporting pigs from the farm to the market by small truck. Liem is the Group Leader of a 8-member loan group that live in Ho Chi Minh City. In the picture above, he is in the center wearing a green shirt. Each of the other group members are requesting loans to fund income-generating activities.

Liem is requesting a loan to purchase a motorcycle for his family so they will be able to more efficiently travel shorter distances and carry light cargo. He hopes that through his loan, he will be able to help his family increase their income and save money for any future difficulties facing his family.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 131
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 21,276.6
    Vietnam Dong (VND) = $1 USD