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Adama is a young “al poular”, the name of the ethnicity to which he belongs. He is married, but his wife remains back in the village. He himself has come to seek his fortune. He has invested in commerce and manages a shop selling a variety of products. At the same time, he has a stall selling breakfasts. Adama has over five years of experience in this domain and is here for the first time to request support form IMCEC to purchase some merchandise: sugar, soap, powdered milk, tea, …

At the end of every month, Adama sends some money for food to his wife and parents back in the village. His ambition is to open a large store and to stock a lot of merchandise in demand by his customers.
View original language description ↓
Adama est un jeune « al poular » comme on appelle l’ethnie à laquelle il appartient. Il est marié, mais sa femme est resté au village, lui par contre est venu chercher fortune. Il a investit dans le commerce et gère une boutique de vente de divers produits, et en même temps une gargote qui vend le petit déjeuner. Adama a une expérience de plus de 5 ans dans ce domaine et vient pour la première fois solliciter l’appui de IMCEC pour acheter de la marchandise : sucre, savon, lait en poudre, thé…
Adama envoie à la fin de chaque mois, une somme à sa femme et à ses parents restés au village pour leur nourriture.
Son ambition est d’ouvrir un grand magasin et y stocker beaucoup de marchandises demandées par sa clientèle.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 59
    View loans »
    Senegal Loans Fundraising
  • $14,279,850
    Funds lent in using Kiva
  • 480.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Adama to purchase grocery items: soap, milk, sugar to resell.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jul 17, 2014
Currency Exchange Loss:
Jun 17, 2015