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Cristina Aracely
Cristina is 37 years old and studied through the fourth grade. She is in a relationship and her partner works in masonry. Both of them are responsible for supporting their 14-year-old son, who is in the eighth grade. He is a very respectful and studious teenager.

Cristina has a stand where she works and sells tortillas. She has been in this trade for three years despite all of the efforts it took for her to get started. Cristina is a woman who does not go about her work with a begrudging look on her face. She says that all of her efforts are geared to contributing to the household income. Cristina learned this trade as a child from her mother, who encouraged her to go down the good path of responsibility and hard work. Her mother’s efforts were not in vain because she raised an exemplary daughter. Cristina was not involved in any other activities prior to establishing her tortilla stand. She works with the help of a woman who was also looking for someone to assist her with making tortillas. Cristina currently pays this employee to help her attend to all of the customers since there is already adequate demand. No one else is involved in the business. Her schedule begins at 3:00 A.M. when she has to wake up in order to prepare and grind the corn. By 6:00 A.M., she has everything ready to make and sells tortillas. She stops making sales at 1:00 P.M.

The loan she is requesting will be used to buy 10 sacks of corn and a truckload of firewood, which will be a good investment. The improvement that his loan will bring will enable her to buy sufficient supplies so that she can meet the existing demand. She can accomplish this by purchasing her everyday supplies at wholesale.

Her dreams include constantly growing her sales so that she can have more income. As a result, she would be able to cover her needs and those of her family. The profits would also be invested in her loan payments and the expansion of her business.
View original language description ↓
Cristina de 37 años de edad, estudio hasta cuarto grado, está acompañada, su pareja se dedica a la albañilería, ambos son los responsables de la manutención de su hijo de 14 años de edad quien está estudiando su octavo grado, es un adolecente muy respetuoso y educado.

Cristina tiene un puesto de industria y comercio de tortillas, labor que tiene tres años de realizar a pesar de todos los esfuerzos que le toca realizar, es una mujer que no la hace cara fea al trabajo, comenta que todo su esfuerzo es para aportar con los ingresos al hogar. Ella aprendió de su mamá desde pequeña, su madre la indujo por el buen camino de la responsabilidad y el esfuerzo al trabajo, esfuerzo que no fue en vano porque creció una hija ejemplar. No tiene más actividades a las que se dedique, antes de tener su propio puesto de tortillas, trabajaba ayudándole una señora que la buscaba a que también le ayudara con elaboración de tortillas. Ahora ella paga una persona que le ayude a atender a toda la clientela, ya que tiene bastante demanda, nadie más se involucra en el negocio. El horario que tiene es de las 3 de la mañana que se levanta a preparar el maíz e irse al molino para ya a las 6 am tener todo listo para dedicarse solo hacer y vender, cierra su venta a la 1 pm.

El préstamo lo solicita para la compra de 10 sacos de maíz y una camionada de leña, por lo que tendrá una buena inversión, la mejora que del préstamo será el poder comprar suficiente materia prima para hacer frente a la demanda que tiene, la necesidad satisfecha será el poder comprar por mayor lo que a diario necesita.


Los sueños que tiene es poder crecer siempre en las ventas y con eso tener mejores ingresos, con lo que podrá cubrir sus necesidades y las de su familia. Las ganancias serán invertidas en el pago de la cuota y ampliar el negocio.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 664
    View loans »
    El Salvador Loans Fundraising
  • $22,073,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cristina Aracely to buy 10 sacks of corn and a truckload of firewood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 8, 2014
Listed
Jul 17, 2014
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014