Update on Isabel ReinaDoña Isabel is 51 years old, married, and has three children. She lives in the town of Azacualpa, Santa Bárbara. Isabel has always worked in the retail sector. She has been selling clothes such as shirts, trousers, blouses, and other items for three years. Isabel also sells plastic goods such as wash basins, bowls, drinking glasses, plates, and all other types of products. She conducts her business as a street vendor and by taking orders.
Doña Isabel has requested several loans in order to maintain her business since it is her source of income. She is currently requesting another loan in the amount of 12,000 HNL so that she can restock her business with plastic goods such as pails, bowls, and drinking glasses to sell. She will also buy clothing for women, men, and children. Her goal is to grow her business so that she can provide a better quality of life for her family and be able to make improvements to her house.
Previous Loan DetailsDoña Isabel is 51 years old, married, and has three children. She lives in the town of Azacualpa, Santa Bárbara. Isabel has always worked in the retail sector. For the past two years, she has been selling clothes such as shirts, trousers, blouses, and other items. She conducts her business as... More from Isabel Reina's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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