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Virgen Natividad De Lares Group
In this Group: Ilaria, Eulogia, Jorgina, Roberto, Rosio, Segundino, Maximiliana , Cristina, Yeni, Fidel, Benito, Victoria*
* not pictured
The Communal Bank “Virgen Natividad de Lares” is located in the District of Lares in Calca Province, which is in the Department of Cusco.

One of the members is 32 years old, single, and has one child. She divides her time between her daily activities and her grocery business. She has been in this business for quite some time and is doing very well thanks to the effort she puts forth each day into her work. She wants to keep working so that she can continue to support her family.

This member is requesting a loan in order to buy rice and other products. She is grateful for the loan that has been granted and promises to complete her payments according to the established terms. The other group members work in agriculture, manage a restaurant, manage a hotel, and raise small animals.

The group members that are in the attached photo were given permission to arrive late to the meeting due to their work obligations.
View original language description ↓
La socia pertenece al banco comunal VIRGEN NATIVIDAD DE LARES, el banco está ubicado el distrito de Lares, provincia de Calca y departamento de Cusco.

La socia tiene 32 años de edad tiene 01 hijo y es soltera, la socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el crédito para la compra de arroz entre otros.

La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Los demás socios se dedican a la agricultura, restraurante, hospedaje, crianza de animales menores.
Los socios que salen en la foto adjunta pidieron permiso para llegar tarde a la reunion por motivos de trabajo.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Natividad De Lares Group's $6,175 loan helped a member to buy rice and other products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jul 17, 2014
Currency Exchange Loss:
Jan 17, 2015