Benkadi 3 Group
They joined the microfinance institution Soro Yiriwaso to sustain their farming activities during the rainy season, and this is their 4th loan cycle with the MFI. All past loans were correctly repaid.
Mrs. LEGUERE grows rice. She is the member sitting at the far left in the group photo. She will use her loan to buy three 50-kg sacks of fertilizer and two jugs of herbicide, and to pay for the plowing needed to maintain 0.5 hectare of farmland.
After the harvest the crops will be sold in the village, in Sikasso, cash or credit, to a clientele consisting of both men and women.
Leguere expects to earn an average profit of 98,000 FCFA per season, which she will use to repay her loan and its interest, and to help her husband with day-to-day expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur quatrième prêt de campagne avec l’institution de microfinance soro yiriwaso, les prêts antérieurs ont été bien remboursés.
La spéculation cultivée est de riz avec madame LEGUERE assise à la première position de la gauche vers la droite sur la photo dans ce groupe de femme BENKADI 3.
Avec son prêt, elle compte acheter 3 sacs de 50 kg d’engrais, 2 bidons d’herbicide, payer les frais de labour pour entretenir 0,5 hectare.
Après la récolte la production est vendue au niveau du village, à SIKASSO à une clientèle composée d’hommes et de femmes au comptant et à crédit.
Elle compte réaliser un bénéfice moyen de 98 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et son intérêt, aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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