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Tiormoula  B Group
In this Group: Fanta , Diata Daouda, Diata , Oumou, Natogoma , Awata, Nazan, Ntibiry, Tenin Sirikoro , Alatou
The ten members of the TIORMOULA B group are married women and they are, on average, 35 years old with three children each. Most of them live in traditional families in Ifola, a village located in the commune of Farakala, Cercle of Sikasso (third administrative region of Mali). They work with Kiva's partner, the micro-finance institution Soro Yiriwaso, in order to successfully carry out their farming activities during the rainy season. They are on their eighth farming loan with the institution, and their previous loans have been duly repaid.

Natogoma, a member of the group, grows groundnut. In the photo, she is in the standing row, first from the right. She is planning to use her loan to buy two 50-kilo bags of fertilizers, one can of herbicide, and to cover the cost of plowing on 0.5 hectare of land. After the harvest, she sells her crops in her village and in Sikasso. Her customers are both men and women and they pay her in cash or on credit. She is expecting to make an average profit of 73,000 CFA francs per planting season. Natogoma will use her profit to repay her loan and the interest and to help her husband with the day-to-day expenses.
View original language description ↓
Les 10 membres du groupe TIORMOULA B sont des femmes mariées ayant une moyenne d’âge de 35 ans, ont en moyenne 3 enfants et vivant la plupart dans des familles traditionnelles à IFOLA un village dans la commune de FARAKALA dans le cercle de SIKASSO 3ème région administrative du MALI.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur huitième prêt de campagne avec l’institution de microfinance soro yiriwaso, les prêts antérieurs ont été bien remboursés.
La spéculation cultivée est l’arachide avec madame NATOGOMA débout à la première position de la droite vers la gauche sur la photo dans ce groupe de femme TIORMOULA B.
Avec son prêt, elle compte acheter 2 sacs de 50 kg d’engrais, 1 bidon d’herbicide, payer les frais de labour pour entretenir 0, 5 hectare.
Après la récolte la production est vendue au niveau du village, à SIKASSO à une clientèle composée d’hommes et de femmes au comptant et à crédit.
Elle compte réaliser un bénéfice moyen de 73 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et son intérêt, aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,100
    Average annual income
  • 13
    View loans »
    Mali Loans Fundraising
  • $11,524,125
    Funds lent in using Kiva
  • 480.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tiormoula B Group's $600 loan helped a member to buy fertilizers and herbicides, and to cover plowing costs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2014
Jul 16, 2014
Currency Exchange Loss:
Apr 17, 2015