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Julio Arom
Julio is a young entrepreneur, he is 18 years old, single, and lives in Pisco with his family. He is a person eager to get ahead. Currently he is studying a graphic designing career, and for almost a year he has worked as a designer in a printing shop. He is doing very well because he is hardworking, responsible, honest, and above all because his greatest motivation is his family. He fights day by day to be able to better his quality of life.

Julio is thankful to the Kiva lenders because with the support that they have giving him, he will be able to purchase a computer to do his schoolwork from the institute, and practice so that he can become a successful professional. He will continue to strive to get his family ahead.
View original language description ↓
Julio es un joven emprendedor, tiene 18 años de edad, es soltero y vive en Pisco junto a su familia.
Es una persona con muchas ganas de salir adelante, actualmente estudia la carrera profesional de diseño gráfico y desde hace casi un año trabaja en una imprenta como diseñador. Le va muy bien porque es muy trabajador, responsable, honesto y sobre todo porque su mayor motivación es su familia y lucha día a día para poder mejorar su calidad de vida.
Julio está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comprarse una computadora para poder realizar sus trabajos del Instituto y practicar más para poder convertirse en un profesional exitoso, así seguirá esforzándose para poder sacar adelante a su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $54,533,225
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Julio Arom to purchase a computer.
52% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Jul 15, 2014
Currency Exchange Loss: