Chalazire is a saleswoman, and a member of the "Byamungu M" community bank. She is an experienced, dynamic entrepreneur - 49 years old and the mother of 9 children who are all in education. She is a seller of foodstuffs, and operates from the market in the town centre. She began in business with money received from her elder sister. Her husband is a butcher. Subsequently, she benefited from the loan from the Hekima IMF. She has been in this business for over 34 years. She will use this new loan to purchase 50 bunches of bananas, fresh fish, and 40 kilos of vegetables and sugar cane.
Thus, she hopes to build her home, and to school, clothe and feed her children.
Finally, she warmly thanks Hekima for helping non-bankable women entrepreneurs to achieve autonomy; particularly during this difficult time with war in the east of the country.
Chalazire est commerçante, membre de la banque communautaire «Byamungu M», entrepreneur expérimentée, dynamique, âgée de 49 ans et mère de 9 enfants qui tous étudient. La cliente est vendeuse des denrées alimentaires. Elle installe ses marchandises au marché du centre ville. Elle commença ses affaires avec de fonds reçu de sa grande sœur. Son conjoint est un boucher. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a plus 34 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 50 régimes de bananes, poissons frais, 40 kg de légumes et canne à sucre. Ainsi, elle souhaite construire une maison, scolariser, vêtir et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique de guerre à l’Est du pays.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.