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M. Ghali
M. Ghali remembers not being able to feed his family during a particularly bad harvest. This was before he became a Babban Gona Member. Now, M. Ghali, like all Babban Gona members, can earn up to $2,000/hectare this season from growing maize, more than three times the Nigerian farmer’s annual income. The average Babban Gona farmer yields 30 bags/hectare, double the national average of 14. However, M. Ghali is ambitious and is aiming to reap 35 bags per hectare this season. “In five years, I want to become the most profitable farmer in my community”, expressed M. Ghali. With this loan, he is well on his way to achieving this dream.

Additional Information

More information about this loan

Babban Gona Farmer Organization (Babban Gona) is a farmer services organization committed to lifting 5 million smallholder farmers out of poverty by 2030. It divides smallholder farmers into Trust Groups and delivers training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system  increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. 

About Nigeria

  • $1,188
    Average annual income
  • 0
    View loans »
    Nigeria Loans Fundraising
  • $5,881,075
    Funds lent in using Kiva
  • 162.7
    Nigeria Nairas (NGN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $100 helped M. Ghali to access high quality inputs such as fertilizer and seeds.
0% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2014
Jul 13, 2014
Currency Exchange Loss: