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Bertha Adela
Adela is 37 years old. She is a young woman with a drive to excel. She is not currently working which gives her the opportunity to devote more time to her daughter. She counts on encouragement and economic support from her husband. Thanks to this and her dedication, she is on the final year of courses in the Clinical Psychology career track.

Adela is requesting the loan to be able to pay pay tuition so that she can earn her professional designation, which will be very important as she will be able to find employment with more ease; she will put her knowledge into practice, and also help society.
View original language description ↓
Adela tiene 37 años de edad, es una joven con gran sentido de superación, actualmente no trabaja lo que le da la oportunidad de dedicarle más tiempo a su hija, cuenta con el apoyo y respaldo económico de su esposo gracias a ello y su dedicación está cursando el último año de la carrera de psicología clínica para el cual solicita el crédito para poder pagar el curso de titulación para obtener su título, el cual será de mucha importancia porque encontrara empleo con más facilidad, pondrá en práctica sus conocimientos así como también brindar su apoyo a la sociedad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Bertha Adela to pay college tuition fees.
61% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 26, 2014
Aug 1, 2014
Currency Exchange Loss: