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Derwin is a hardworking man. He is 56 years old and lives with his family in San Martin. Derwin has two children who are his greatest motivation in life. For this reason, he strives day after day to provide them a better future.

For more than two years, Derwin has been working as an employee of an agroindustrial company. He is doing very well because he is a hardworking, responsible, and enterprising individual who has the drive to succeed.

Derwin is grateful to the Kiva lenders because of the assistance they have offered. He will be able to buy fish hatchlings to raise so that he can sell them later. This will enable him to generate additional income so that he can improve his family’s quality of life. Derwin continues to strive forward until he becomes a successful entrepreneur.
View original language description ↓
Derwin es un hombre trabajador, tiene 56 años de edad y vive en San Martin junto a su familia.
Tiene dos hijos que son su mayor motivación en la vida y por quienes día a día lucha para poder brindarles un futuro mejor.
Desde hace más de dos años trabaja como obrero en una empresa Agroindustrial y le va muy bien porque es una persona trabajadora, responsable, emprendedora y con muchas ganas de salir adelante.
Derwin está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado podrá comprar alevinos (tipo de peces recién nacidos) para crianza y venta de ellos más adelante, con esto obtendrá un ingreso adicional y así podrá mejorar la calidad de vida de su familia y seguirá esforzándose para más adelante poder convertirse en un gran empresario.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $6,715
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Derwin to buy fish hatchlings to raise for later resale.
60% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 26, 2014
Jul 15, 2014
Currency Exchange Loss: