Los Progresista Group
This is her first loan in FODEMI and she is sure she her business will grow because she will buy a small stove, a canopy, two tables and eight chairs. With these items, she will be able to offer more comfort to her clients.
She used to cook with firewood or charcoal for which she often had to pay large sums of money to acquire.
She comments that it was a bit difficult to recover from the loss of her husband since it affected her daughters so much.
Solanyi wants to have her own house in five years where she can place her business in a more comfortable fashion and offer a better space for her daughters. She wants to help them in a university course of study so they can become professionals and achieve a better lifestyle.
This is a group composed of nine people who each have independent businesses. It is their first loan in FODEMI and they each receive the quantity of $500,00 dollars.
They are grateful to the management of FODEMI because they reach out to clients in the most remote communities and offer them an opportunity to grow in their business.
With these loans, many people change their way of life because it revives the hope that they can serve their town with the opportunity of their business.
The person with the raised hand in the picture is the leader of the group.
Es su primer crédito en FODEMI y desde ya está segura de poder crecer en su negocio por que comprara una cocineta, una carpa, 2 mesas y 8 sillas. Con estos materiales podrá brindar mayor comodidad a sus clientes.
Ella cocinaba con leña o carbón, donde muchas veces tenía que pagar elevadas cantidades de dinero para poder conseguirlo.
Comenta que fue un poco difícil recuperarse de la pérdida de su esposo ya que afecto mucho a sus hijas.
SOLANYI. Desea tener en un tiempo de 5 años su casa propia donde podrá instalar su negocio de una forma más cómoda y brindara un mejor espacio a sus hijas. Desea poder apoyarlas en su carrera universitaria para que sean profesionales y logren un mejor estilo de vida.
Es un grupo conformado por 9 personas cada quien tiene negocio independiente, es su primer crédito en FODEMI y cada uno recibe la cantidad de $ 500,00 dólares.
Agradecen mucho la gestión que hace FODEMI por que llega a los clientes en las comunidades mas lejanas y brinda la oportunidad de crecer en su negocio.
Con estos créditos. Mucha gente cambia su forma de vivir por que revive la esperanza servir a su pueblo con la oportunidad de su negocio.
Quien levanta la mano en la imagen es la líder del grupo.
More information about this loan
This loan is part of FODEMI’s effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!