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Kyeshero Institut Group
In this Group: Rumwanga, Mutsiirwa, Minembe, Muhani, Hangi, Kahaniyo, Rugishi
This client, Rushigi, is a businessman and a member of the business collective “Kyeshero Institut”. An entrepreneur, he is 47 years old and a married father of nine children, of who all are students. He is a vendor of a variety of construction supplies and equipment. His spouse is a manager. He sets up his business at a commercial center in town. He is requesting a loan from Hekima to grow his business. He is going to purchase a variety of plumbing and construction supplies (pipes, screens, nails, cables, sheetmetal, etc.) He had started off with funds from his parents.

For the future, he wishes to build a house and provide education and food for his children. He thanks Hekima for supporting small-scale entrepreneurs excluded from the traditional banking system by according them no-collateral loans.
View original language description ↓
Le client Rushigi est un homme d’affaires et membre d’un collectif d’affaires «Kyeshero Institut», entrepreneur, âgé de 47 ans, marié et père de 9 enfants, tous étudient. Il est vendeur divers matériels de construction. Son épouse est un manager. Il étale ses business dans un centre commercial de la ville. Il sollicite un prêt auprès de Hekima pour accroitre ses activités. Il va acheter divers matériels de plomberie et construction (tuyaux, vannes, clous, câbles, tôles etc.). Il débuta avec de fonds reçu de ses parents. Dans l’avenir, il souhaite construire une maison, scolariser, nourrir ses enfants. Il remercie Hekima pour le soutien aux entrepreneurs gagnes petits exclus du système bancaire classique, tout en leur accordant des crédits sans garantie matérielle.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kyeshero Institut Group's $10,000 loan helped a member to purchase various plumbing and construction supplies (pipes, screens, nails, cables, sheetmetal, etc.).
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jul 17, 2014
Currency Exchange Loss:
Apr 17, 2015