Josélyne is a member of the Twungurane Ubwenge group and she lives in Bujumbura. She is 34 years old and married to Jean, who works as a driver. Josélyne and her husband have four children whose ages range between 10 years and 9 months. Three of them are in school.
Josélyne has been selling clothes for the past seven years. This is her first loan with Kiva's partner, Turame Community Finance. With this Kiva-financed loan, she will increase her capital and buy a large quantity of clothes for resale, which will allow her to increase her income. In the coming years, she would like to build a house and continue to send her children to school.
Josélyne fait partie du groupe Twunguranubwenge et habite à Bujumbura. Elle a 34 ans et est mariée à Jean une chauffer. Ensemble ils ont 4 enfants âgés de 9 mois à 10 ans dont 3 étudient.
Elle fait le commerce des habits depuis 7 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup d' habits à revendre, pour gagner plus.
Dans les années prochaines, elle voudrait construire une maison et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.