Benkadi Iii Group
They work with Kiva's partner, Soro Yiriwaso, in order to carry out their farming activities during the rainy season. They are seeking their fifth farming loan from the MFI.
The crops they grow are peanut and okra, just like Maimuona, first woman standing from the left in the photograph. With this loan, she intends to buy fertilizers and seeds, and cover plowing costs to exploit 1 hectare.
After the harvest, the production is sold in Keleya, to a clientele comprising both resellers and consumers. Maimuona intends to turn an average profit of XOF 195'000 per planting, which will enable her to repay the loan, and also to help her husband cover daily expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt de campagne avec l’institution.
La spéculation cultivée est l’arachide et le gombo avec MAIMUONA, 3ème personne debout de la gauche vers la droite sur la photo.
Avec son prêt, elle compte acheter des intrants, des semences et payer les frais de labour pour entretenir 2 hectares.
La production est vendue au niveau de KELEYA, après la récolte à une clientèle composée de revendeurs et de consommateurs.
Elle compte réaliser un bénéfice moyen de 195.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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