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M. Shahid
M. Shahid is an auto electrician by profession and owns an auto electric spare parts shop in the area of Lahore, Pakistan. He lives near his shop. M. Shahid is married. His wife is a stay at home mother with four children and his parents also live with them. But he hardly gets to spend time with them, as he has a hectic business.

His shop is situated in the vehicle spare parts market and it is challenging for him to sell his products with such fierce competition. This competition highly affects his daily sales. To increase sales and abstain from the competitors, he decided to offer some additional new, updated electric spare parts. He hopes that this strategy to upgrade his business will work positively and the customers will be attracted to his newly introduced products. He cannot act upon his strategy without some additional capital. Therefore, he has decided to request a loan from Kiva’s field partner BRAC Pakistan. He believes that this loan will help him implement this strategy to overcome the ongoing competition in the market.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 485
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 98.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped M. Shahid to buy the latest, up-to-date electrical components for vehicles to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2014
Jul 13, 2014
Currency Exchange Loss:
Jul 17, 2015